Can I retire at 45?
Can my portfolio survive a recession?
Can I afford that vacation home?
Will my money last to 95?
How much should my bridge account be?
Stop guessing if you have enough money to quit.
Scales from simple savings goals to the most complex financial realities. Our engine natively handles the 2026 Tax Cliff, RMDs, Social Security strategies, and your completely custom life path.
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Professional tools. Private data. No compromises.
We believe financial clarity is a right, not a product. Access every calculator, simulator, and AI tool without a credit card.
Create Free ProfileAn Unparalleled Toolkit
From quick estimates to deep-dive simulations, we provide the tools you need to navigate every stage of your journey.
AI-Powered Context
Our Advisor doesn't just chat; it understands your finances. It interprets your data to give personalized feedback and build your profile for you.
Detailed Projections
Simulate your net worth, investments, and cash flow for the next 50+ years. Account for taxes, inflation, Social Security, and variable returns.
Custom Life Paths
Life isn't linear. String together different scenarios—like working for 10 years, then moving abroad—to model a complex and realistic future.
Your Money. Your Data.
Private by Design.
We believe your financial data belongs to you. That's why we built an architecture where privacy isn't just a policy—it's code.
Envelope Encryption
Every account gets a unique Data Encryption Key (DEK). Your sensitive fields are encrypted before they ever touch our database.
Data Decoupling
Identity and Financial Data are stored in separate, isolated environments. Administrators cannot access your credentials.
No Data Selling
We are a tool provider, not a data broker. We never sell, rent, or share your financial profile with third parties.
Everything You Need to Plan
From quick checks to deep simulations, access our full suite of professional-grade calculators.
Everything You Need to Know
Yes, but it requires a plan. Our simulator helps you model different savings rates, market returns, and expense scenarios to show you exactly when you hit your 'Freedom Number' based on your unique inputs.
Absolutely. We are a privacy-first platform. We do not store your bank credentials or sell your data. Your simulation inputs are processed securely and you can use the tool completely anonymously in Guest Mode.
Coast FIRE is when you have enough invested that you no longer need to contribute to your retirement accounts—allowing you to 'coast' by just covering your living expenses. Our simulators can calculate your specific Coast FIRE number.
No. You can manually input your balances to get started instantly. Linking accounts is optional and only used for automated tracking if you choose to enable it.
Our simulator considers your current age, savings rate, and expected returns to give you a precise probability of success for retiring at 45, helping you understand if you're on track.
Use our simulator to stress-test your plan against historical market downturns (like 2008 or 2000) to see how your portfolio recovers and if your safe withdrawal rate holds up.
Model large one-time purchases like a vacation home to see the immediate impact on your net worth and long-term liquidity.
We run simulations up to age 100+ to ensure your assets don't deplete prematurely, accounting for inflation and healthcare costs in late retirement.
Calculate the exact amount needed in your taxable brokerage account to bridge the gap between early retirement and when you can access your 401k/IRA funds penalty-free.