1. Information We Collect

We collect information you provide directly to us when you create an account, including your name, email address, and financial data used for simulations. Usage data is also collected automatically to improve the Service.

2. How We Use Your Information

We use your information to:

• Provide, maintain, and improve the Service.
• Process payments via our third-party provider, Stripe.
• Communicate with you exclusively about your account or the Service.

3. Data Security & Administrator Access

Encryption: Your data is encrypted at rest and in transit using industry-standard protocols provided by our cloud infrastructure partners. This ensures that the physical infrastructure hosting your data is secure.

Administrator Access: While data is encrypted at the storage level, it is not "Zero Knowledge" encrypted. This means that authorized system administrators may strictly access user profiles for technical support, debugging, or database maintenance purposes. We enforce strict internal controls to limit this access.

Data Decoupling: Your authentication credentials (password, login tokens) are managed securely by a separate, secure identity provider and are never accessible to our administrators or stored in our main database. Your financial profile is stored in a decoupled database, keyed only by a unique user identifier (UID), maximizing privacy and reducing risk.

4. Cookies & Tracking Technology

We use cookies and similar tracking technologies to track the activity on our Service and store certain information.

• Essential Cookies: We use cookies provided by our identity provider (Firebase Authentication) to maintain your secure login session.
• Payment Cookies: Our payment processor (Stripe) may use cookies to prevent fraud and process transactions securely.